body { font-family: Arial, sans-serif; color:#222; line-height:1.6; padding:24px; max-width:900px; margin:0 auto; }
    h1 { color:#16324F; }
    h2 { color:#1F4E79; margin-top:20px; }
    .lead { font-size:16px; color:#333; }
    ul { margin-left:20px; }
    .cta { margin-top:24px; }
    .note { background:#FFF4E6; border-left:4px solid #F9690F; padding:12px; margin-top:18px; }
    table { border-collapse: collapse; width: 100%; margin-top: 24px; }
    th, td { padding: 8px; text-align: center; border: 1px solid #ccc; }
    th { background-color: #f2f2f2; }
    td ul { margin: 0; padding-left: 20px; text-align: left; }